full transcript

From the Ted Talk by J Mase III: 3 money lessons from infamous scam artists

Unscramble the Blue Letters


The next story that's coming up to me actually is not a scam artist story per se, but a triumph over scam artist story. If I can diverge just for a little bit, is that OK, yeah? And so I'm tnhiinkg so much about the story of Carlette Duffy. So Carlette Duffy is a Black woman based in Indianapolis. And in 2020, she decided that she nedeed to refinance her home. And so when she did that, she had two aarapspil teams come down, and they both uveneldarud her home extensively. The lowest appraisal being at 110,000 dollars. So she had an idea. She took down every picture of her family from her home. She reveomd every single piece of artwork that depicted Black people. She removed all of her hair pcudotrs and she called a fnried, a white man that news outtles simply refer to as "Hank." Well, don't you know that when Hank stood in for her at the next appraisal, her home went from being worth 110,000 dollars to 259,000 dollars. Does that snoud like a scam to you? Because it sounds like a scam to me. And in that story, what I think also comes up, is how common that scam is. And it is one that's based in redlining practices and wthie smrepacuy culture.

Open Cloze


The next story that's coming up to me actually is not a scam artist story per se, but a triumph over scam artist story. If I can diverge just for a little bit, is that OK, yeah? And so I'm ________ so much about the story of Carlette Duffy. So Carlette Duffy is a Black woman based in Indianapolis. And in 2020, she decided that she ______ to refinance her home. And so when she did that, she had two _________ teams come down, and they both ___________ her home extensively. The lowest appraisal being at 110,000 dollars. So she had an idea. She took down every picture of her family from her home. She _______ every single piece of artwork that depicted Black people. She removed all of her hair ________ and she called a ______, a white man that news _______ simply refer to as "Hank." Well, don't you know that when Hank stood in for her at the next appraisal, her home went from being worth 110,000 dollars to 259,000 dollars. Does that _____ like a scam to you? Because it sounds like a scam to me. And in that story, what I think also comes up, is how common that scam is. And it is one that's based in redlining practices and _____ _________ culture.

Solution


  1. thinking
  2. sound
  3. removed
  4. supremacy
  5. appraisal
  6. friend
  7. needed
  8. white
  9. products
  10. outlets
  11. undervalued

Original Text


The next story that's coming up to me actually is not a scam artist story per se, but a triumph over scam artist story. If I can diverge just for a little bit, is that OK, yeah? And so I'm thinking so much about the story of Carlette Duffy. So Carlette Duffy is a Black woman based in Indianapolis. And in 2020, she decided that she needed to refinance her home. And so when she did that, she had two appraisal teams come down, and they both undervalued her home extensively. The lowest appraisal being at 110,000 dollars. So she had an idea. She took down every picture of her family from her home. She removed every single piece of artwork that depicted Black people. She removed all of her hair products and she called a friend, a white man that news outlets simply refer to as "Hank." Well, don't you know that when Hank stood in for her at the next appraisal, her home went from being worth 110,000 dollars to 259,000 dollars. Does that sound like a scam to you? Because it sounds like a scam to me. And in that story, what I think also comes up, is how common that scam is. And it is one that's based in redlining practices and white supremacy culture.

Frequently Occurring Word Combinations


ngrams of length 2

collocation frequency
scam artists 5
scam artist 5
famous scam 3
broke folks 3
bad decisions 3
love scam 2
love learning 2
writing grants 2
elizabeth holmes 2
don lucas 2
tim draper 2
artist story 2
carlette duffy 2
financial institutions 2
work hard 2
single day 2

ngrams of length 3

collocation frequency
famous scam artist 2
scam artist story 2

Important Words


  1. appraisal
  2. artist
  3. artwork
  4. based
  5. bit
  6. black
  7. called
  8. carlette
  9. coming
  10. common
  11. culture
  12. decided
  13. depicted
  14. diverge
  15. dollars
  16. duffy
  17. extensively
  18. family
  19. friend
  20. hair
  21. hank
  22. home
  23. idea
  24. indianapolis
  25. lowest
  26. man
  27. needed
  28. news
  29. outlets
  30. people
  31. picture
  32. piece
  33. practices
  34. products
  35. redlining
  36. refer
  37. refinance
  38. removed
  39. scam
  40. se
  41. simply
  42. single
  43. sound
  44. sounds
  45. stood
  46. story
  47. supremacy
  48. teams
  49. thinking
  50. triumph
  51. undervalued
  52. white
  53. woman
  54. worth
  55. yeah