full transcript

From the Ted Talk by Shivani Siroya: A smart loan for people with no credit history (yet)

Unscramble the Blue Letters


How much do you need to know about a person before you'd feel comfortable making a loan?

Suppose you wanted to lend 1,000 dollars to the person sitting two rows behind you. What would you need to know about that person before you'd feel ctorblfamoe?

My mom came to the US from India in her late thtieirs. She's a dotcor in byrkolon, and she often lets friends and neighbors come to see her for health services, whether they can pay right away or not. I rmbeemer running into her patients with her at the gerrocy store or on the sidewalk, and sometimes they would come and pay her right on the spot for previous appointments. She would thank them, and ask them about their families and their health. She gave them credit because she trusted them.

Open Cloze


How much do you need to know about a person before you'd feel comfortable making a loan?

Suppose you wanted to lend 1,000 dollars to the person sitting two rows behind you. What would you need to know about that person before you'd feel ___________?

My mom came to the US from India in her late ________. She's a ______ in ________, and she often lets friends and neighbors come to see her for health services, whether they can pay right away or not. I ________ running into her patients with her at the _______ store or on the sidewalk, and sometimes they would come and pay her right on the spot for previous appointments. She would thank them, and ask them about their families and their health. She gave them credit because she trusted them.

Solution


  1. remember
  2. thirties
  3. doctor
  4. grocery
  5. brooklyn
  6. comfortable

Original Text


How much do you need to know about a person before you'd feel comfortable making a loan?

Suppose you wanted to lend 1,000 dollars to the person sitting two rows behind you. What would you need to know about that person before you'd feel comfortable?

My mom came to the US from India in her late thirties. She's a doctor in Brooklyn, and she often lets friends and neighbors come to see her for health services, whether they can pay right away or not. I remember running into her patients with her at the grocery store or on the sidewalk, and sometimes they would come and pay her right on the spot for previous appointments. She would thank them, and ask them about their families and their health. She gave them credit because she trusted them.

Frequently Occurring Word Combinations


ngrams of length 2

collocation frequency
credit scores 4
food stall 3
data shows 3
percent increase 3
mobile application 2
emerging markets 2
data points 2
traditional bank 2
repayment rates 2


Important Words


  1. appointments
  2. brooklyn
  3. comfortable
  4. credit
  5. doctor
  6. dollars
  7. families
  8. feel
  9. friends
  10. gave
  11. grocery
  12. health
  13. india
  14. late
  15. lend
  16. lets
  17. loan
  18. making
  19. mom
  20. neighbors
  21. patients
  22. pay
  23. person
  24. previous
  25. remember
  26. rows
  27. running
  28. services
  29. sidewalk
  30. sitting
  31. spot
  32. store
  33. suppose
  34. thirties
  35. trusted
  36. wanted